EVENTS:   Best Equity Short Ideas Conference Call 12 - Zach Shannon/Corto Capital Advisors & Craig Huber/Huber Research Partners & Thomas Beevers /Forensic Alpha & Ed Steele/Iron Blue Financials & Bill Campbell/Paragon Intel - 12 Nov 25   Will AI Deflate the World? Macro Lessons from Three Industrial Revolutions and China - Manoj Pradhan/Talking Heads Macro - 13 Nov 25     ROADSHOWS: Forest Products Sector Equity and Commodity Research With Expertise in Distressed Debt - Kevin Mason /ERA Research   •   London   12 - 14 Nov 25       Buyside to Buyside Forum and Expert Calls across TMT, Consumer, Healthcare and Fintech - Andrew Peters /Revelare Partners   •   London   17 - 19 Nov 25       Fundamental US Healthcare Short Ideas - Dr Elliot Favus /Favus Institutional Research   •   London   17 - 19 Nov 25      

Fortnightly Publication Highlighting Latest Insights From IRF Providers

Company Research

Credit Acceptance Corp (CACC)

Financials

Holland Advisors

It’s ROE & long-term growth rates are as good as Coca-Cola’s, but CACC never trades on more than 10x EPS. Today’s outlook is even stronger and yet bizarrely the PE even lower (8x on Dec 22 earnings). CACC should be looked at closely by those that seek wonderful compounding. Instead, Andrew Hollingworth expects many investors will be quick to dismiss the idea of it as a good investment given that it lends money to sub-prime borrowers to buy cars. In this report, he provides a compelling argument as to why that decision would be a mistake.

Edition: 159

- 28 April, 2023